Elizabeth McQuerry

As the summer holiday period close, I find myself in a back to school mode even though I haven’t been enrolled for nearly twenty years. Europe is especially on my mind as we prepare for the Glenbrook Payments in Europe workshop next month. What are the big payments issues in Europe today, what’s the context […]

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As the leaders of the BRICS group of nations gather this week in Brazil (now that the World Cup crowds are gone), I’ve asked myself if that meeting has any important implications for payments. The BRICS moniker is often applied to a group of countries that share the characteristics large, young populations and high economic […]

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Walmart’s announcement that it would offer store-to-store money transfers has a number of interesting aspects worth pondering.  At a high level, this seems like a no brainer. People need to send money to other people and lots of folks find themselves in Walmart’s stores throughout the week. Indeed, if it wanted, the world’s largest retailer […]

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Recently I shared my views about the developments underway in the mobile and payments space in Latin America. In that story, I address how individual countries are taking big strides toward reshaping their national payments landscape. Another remarkable, and equally little known, story is happening in southern Africa where the payments infrastructure in 15 countries […]

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As we move into 2014 – yet (again) the year when many say mobile payments are destined to gain traction – let’s look at some key developments in the space. No, I’m not talking about the newest pilot participant in ISIS or whether Apple will be the new sheriff in town. Instead, let’s look to […]

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Back in late May, I shared the news and some observations about new payments legislation in Brazil.  Last week, less than four months later, that legislation has now become law. The major tenets of the legislation remain intact and Brazil is now firmly in the small group of countries that is formally coming to terms […]

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I’m just back from a trip to Brazil and while I was there, the government introduced long-awaited legislation on mobile payments.  This is an important task as Brazil now has 265 million mobile subscribers  – more than 1 per inhabitant. Needless to say, the machinations of politics kicked off immediately and there will undoubtedly be […]

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Are you a payments geek?  You might be interested to hear what your peers think about immediate funds transfer (IFT). The recent 2013 NACHA Payments Conference was full of interesting conversations and panels and the hottest topic was (IFT). I counted no fewer than four panels on the subject, including the one I organized with […]

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Young Atlanta-area businesses with big ideas and the venture capitalists that seek those big ideas gathered in Atlanta in October 17 and 18 to showcase the start-ups and share experiences from alumni. My focus in attending the conference was to see which of the start-ups featured payments angles and how this important aspect was being […]

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As a social scientist by training, I’m fascinated with how ideas gain (or fail to gain) traction. In payments, there seems to a set of essential elements that are required for a new option to reach the level of traction. In no particular order, these elements include ease of use, ubiquity, security, and attractiveness. How […]

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Certainly one of the most daunting aspects of cross-border payments is the complexity inherent in the fact that different countries have different payment systems. Many payment systems require data specific to the local processing environment. Sort codes, IBANs (International Bank Account Number), SWIFT codes, and ISO country codes are prime examples of data not typically […]

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One of the more interesting aspects of joining Glenbrook is the essential need to stay up to date with new market developments and product enhancements. (Oh, the luxury to focus on what’s new and happening in payments!) One of the areas I’m interested in is bill payment – particularly developments that are adding efficiencies to […]

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One of my first impressions when joining the Federal Reserve’s Retail Payments Office was that so many of the staff powering the Fed’s ACH network were women. Women are everywhere in electronic payments … well, almost everywhere. Even today women occupy relatively few senior leadership positions in the industry. Of course, I’d be remiss if […]

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Editors Note: Elizabeth McQuerry joined Glenbrook last week and this is her first Payments Views contribution. Her practice will focus on International payments and ACH. Welcome Elizabeth! We are living an amazing period in the payments industry – a new “golden age of payments”, perhaps?  I’m super excited to participate in these developments as a […]

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