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	<title>Comments on: Getting the Garden Ready: First Data and Mobile Payments at the Point of Sale</title>
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	<link>http://paymentsviews.com/2009/09/02/getting-the-garden-ready-first-data-and-mobile-payments-at-the-point-of-sale/</link>
	<description>Views and Opinions about the World of Payments</description>
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		<title>By: Manju Murthy</title>
		<link>http://paymentsviews.com/2009/09/02/getting-the-garden-ready-first-data-and-mobile-payments-at-the-point-of-sale/comment-page-1/#comment-3930</link>
		<dc:creator>Manju Murthy</dc:creator>
		<pubDate>Sat, 05 Sep 2009 18:38:51 +0000</pubDate>
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		<description>Carol,

Thanks for this informative post.  I particularly liked the last paragraph about App Store trend and its implications on managing the mobile wallet (secure element).  A lightweight mechanism to enable consumers to load things into their mobile wallet, without the TSM, will help kick-start mobile commerce in the US.  For e.g., a consumer should be able to load/enter their dozen loyalty cards (some of these are not even personalized) into their mobile wallet and start using them at merchant locations.  This would take a load off their wallet!  I have expressed similar views in my recent blog (http://bit.ly/JqWHX).</description>
		<content:encoded><![CDATA[<p>Carol,</p>
<p>Thanks for this informative post.  I particularly liked the last paragraph about App Store trend and its implications on managing the mobile wallet (secure element).  A lightweight mechanism to enable consumers to load things into their mobile wallet, without the TSM, will help kick-start mobile commerce in the US.  For e.g., a consumer should be able to load/enter their dozen loyalty cards (some of these are not even personalized) into their mobile wallet and start using them at merchant locations.  This would take a load off their wallet!  I have expressed similar views in my recent blog (<a href="http://bit.ly/JqWHX" rel="nofollow">http://bit.ly/JqWHX</a>).</p>
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