November 2005

I highly recommend this HBR article on women professionals and the struggle to reenter the workforce after taking time off to raise a family or care for elderly parents. New survey research (unveiled for the first time in the article) reveals the extent of the problem – what percentage of highly qualified women leave work […]


Growing use of mag stripe swipe-equipped wireless cell phones and PDAs enables credit and debit card payment for mobile service providors and vendors. You may have already experienced this returning rental cars and in some restaurnts (particularly in Europe); the article descibes a golf instructor taking payment via credit card with her Blackberry. For small […]


Remote Capture is an emerging banking product that enables customers to scan checks and transmit the scanned images and/or ACH-data to a bank for posting and clearing, eliminating the need to physically deposit the checks. The digital deposit is transmitted (usually over an encrypted internet connection) to the bank which accepts the deposit, posts the […]


NACHA has authorized banks to turn some business checks into automated clearing house transactions through accounts receivable conversion (ARC). According to NACHA estimates, 1.25 billion checks were converted via ARC last year, a number the association says could reach 2 billion in 2005. Conversion of consumer checks is common place today, but businesses have opposed […]


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